When looking to purchase your new home or investment property it is important to keep in mind that the mortgage approved buyers offer is always accepted over the non-approved buyers offer. With this in mind, even if you are in the beginning stages of looking it is extremely important to consult with a mortgage lender to be pre-qualified for the offer you are about to make. In addition to having your offer “taken more seriously”, this will also help your realtor in searching within your budget. Some realtors will not even work with clients who are not pre-approved. As one of the nations leading direct mortgage lenders, we not only specialize in securing your mortgage, we will also advise you on your best options based on your credit.
Do you know your credit score?
If you are unsure of your credit you have the right to request a free report from each of the three major credit bureaus once a year. Most people are unaware of their credit score which usually leads to surprises when trying to secure a mortgage. You may pay a higher rate or even be denied a mortgage. As part of our initial conversation we offer free credit counseling. For more about understanding your credit please visit our site.
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