Select the Right Loan For You

There are so many lenders out there to choose from and with current interest rates pushing an historic low, it's easier than ever to customize your own loan terms. Below are a few of Worldwide Financial Resources�s suggestions to help save you money on your next loan:
No Closing Cost Loans
This is a loan in which the lender pays all of your closing costs including title & escrow fees, appraisal, lender's fees, credit report fees and other expenses which are non-recurring. That way there is no immediate cost to you. No closing cost loans are easiest to get when refinancing, but not impossible when purchasing a new home. Their popularity stems from their ability to generate immediate interest rate & payment savings with no up front investment in closing costs. In a market where interest rates are continuing to decline, this is the best way to refinance your home because it enables you to refinance again soon, if you choose to, without having to bite the loss of the initial closing costs.

Hybrid Loans
Perfect for someone looking for the security of a fixed-rate mortgage & the low interest rate of the adjustable rate mortgage (ARM).

» Continue reading "Select the Right Loan For You"

Mortgage Document Checklist

Most Lenders take full advantage of an automated underwriting system that allows them to request as little information as possible to verify the data you provided during your loan application. Gone are the days when it was necessary to verify every piece of data collected during the application. The automated underwriting system compares your financial situation with statistical data from millions of other homeowners and uses that comparison to determine the level of verification needed. In many cases, a single W-2 or pay stub can be used to verify your income or a single bank statement can be used to verify the assets needed to close your loan.

In order to fully assist you, your lender is going to need to reference some important documents. You might want to start with your W-2 forms and federal tax returns for the past 2 years, year-to-date pay stubs, documentation of additional income, investment records, debt/creditor records and cancelled mortgage/rent checks.

Listed below are some documents that may be required during the mortgage application process (some loan programs may require additional information).

» Continue reading "Mortgage Document Check List"

Improve your Credit!

Lower Your Payments

Combining all your bills into one payment is an excellent way to rid yourself of high interest credit card bills and late fees, and to lower your overall monthly payments. If your are a homeowner with a good amount of equity in your home you may still be able to lower your monthly mortgage by refinancing. Just expect to pay a slightly higher interest rate due to your credit problems. To shop multiple ivestors for this loan, fill out our FREE search form.

Consolidate Your Debts

If you don't have a lot of equity in your home but you are looking to clean up late payments and pay off debts, you can still get the cash you need with a 125% LTV.

» Continue reading "Improve your credit"

Guide to Closing

Closing can be one of the most confusing aspects of buying a home or refinancing a loan. The process begins with your bid, the sales agreement and your loan application. It ends the day of closing when all of the necessary documents are reviewed and signed, and corresponding fees are paid. Usually, it takes between 60 to 90 days to complete the closing process.

Several parties are involved in the closing process, in addition to you and the seller, including attorneys and mortgage and title company representatives.

» Continue reading "Guide to Closing"

Choosing the Best Loan Program

Loan programs come in many forms and come from many sources. Just as the loan structure, like a 30 year fixed rate mortgage, can affect your interest rate and monthly payments, the source of funding for your loan can also affect your rate and payments. The source of funding can also affect the amount of your down payment and closing costs.

If you have at least 3% of the loan amount to use as a down payment, you may consider the most common type of loan, a conventional loan.

» Continue reading "Choosing the Best Loan Program"

What happens at the loan closing?

The closing will take place at the office of a title company or attorney in your area who will act as the lender�s agent. If you are purchasing a new home, the seller may also be at the closing to transfer ownership to you, but in some states, these two events actually happen separately.

During the closing you will be reviewing and signing several loan papers.

» Continue reading "What happens at the loan closing?"

Turnberry on the Green

Turnberry on the Green is located in the heart of Aventura directly on the world famous Turnberry Isle and Resort golf course. Shopping and dining are just across Country Club drive at the Aventura Mall. You will find that the convenience and luxury at Turnberry on the Green is second to none.
Find refuge in our magnificent spaces, tasteful architecture, lavish finishes and charming amenities. As for your desires, simply ask and our valet, concierge and 24-hour attended lobby personnel will accommodate you. Turnberry on the Green is both an active resort and a peaceful retreat. We trust you'll discover your own pace.

Turnberry on the Green Resales

Aventura real estate

Please call Paul Hansen at 786-586-4778 or Carole Ramirez-Hansen at 786-586-4780

Turnberry on the Green Amenities:

24-hour Valet Parking
24-hour Attended Lobby with Monitored Cameras
Concierge Services
Mail and Package Receiving Services
Individual Air Conditioned Storage Areas Available
Cardio-theater Equipped Fitness Center & Spa
Professional Trainers to Develop and Supervise your Fitness Program
Tile Flooring in Foyer, Kitchen, & Baths
Men's and Women's Locker Rooms with Saunas
Massage Therapy and Body Treatments Available
Aerobics/Yoga Studio with Scheduled Classes
Club/Party Room
Conference Room with PowerPoint Projector
Executive Business Center featuring Library with Periodicals, Computers, a Copier and Fax Machine
Gourmet Market
Sparkling Lagoon Pool with Recreation Deck
Playground
Barbeque Area
Billiard Parlor
A Full Calendar of Social and Cultural Activities and Gatherings
Maid Service
Exceptional Resident Services
Multi-level Covered Parking with Controlled Access
Landscaped Walks and Lush Gardens
Spectacular Views of the Turnberry Golf Courses & City Skyline
Granite Kitchen & Baths
GE Profile Appliances Including:
- Side-by-side Refrigerator
- Microwave
- Full-size Washer & Dryer in Every Unit
High-speed Wireless Internet Access
HDTV-compatible
Spacious Walk-in Closets
Pre-wiring for Telephone & Cable Outlets
Tile Flooring in Foyer, Kitchen, & Baths
Spacious Terraces

Turnberry on the Green Community

What an enviable location! We're in the heart of Aventura, perched on the 18th fairway of the world-famous Turnberry Isle Resort and Country Club, across the street from Aventura Mall, two steps from Aventura's scenic "Circle" jogging path and across the bridge from some of the greatest beaches in the world. With Ft. Lauderdale 15 minutes north and the excitement of South Beach less than 25 minutes in the other direction, the rest of South Florida's great destinations are either next door or nearby.

Ft. Lauderdale International airport is just 15 minutes away, and you can reach Miami International Airport in 25 minutes. Everything else you could possible need is just a short drive away. With quick access to all major roadways and destinations, there's really nothing to think about.

» Continue reading "Turnberry on the Green"

The Peninsula (Aventura Condos)

The Peninsula brings Boca Developers' signature grand-scale apartment design to Aventura condo market. Breath taking views of the Intracostal Water Way and the Atlantic Ocean complement the airy, generously proportionate apartment interiors. Boca Developers combines spacious apartment designs with superior construction and luxury finishes.

The Peninsula offers two, three and four bedroom residences range in size from 3,160 to 3,900 square feet. Each condominium features single-level penthouse apartments of more than 6,000 square feet. All residences feature semi-private elevators and, with the developer's unique floor-through, see -through" design, vistas are offered to the east and west.

Essential modernization includes media rooms pre-wired for satellite television reception and high speed internet access. Kitchen offers top of the line appliances, sold wood cabinets, granite counter tops and center utility island. Marble baths and roomy walk-in closets complete an array of extraordinary features never offered before in Aventura on this scale.

The Peninsula is Aventura�s best value in the luxury waterfront condo market. Boca developers is now taking reservations for it�s newest Aventura pre construction condo, the Peninsula Phase II. With prices averaging 350 per square foot, you will not find better pre construction pricing anywhere. Please call Paul Hansen at 786-586-4778 or Carole Hansen at 786-586-4780 for more information on the Peninsula or the Peninsula II. Please visit HansenHomesAventura.com

Peninsula Resales

My company has an office in the Aventura Mall. We have spent most of the weekend there selling Aventura real estate. It is amazing how many people are interested in buying pre construction condos in Aventura. We had a very successful weekend. We had so many people that we had a hard time keeping up with all the work.

The Continuum South Beach

As you can see, the views from your balcony will be splendid. To the East, the lush gardens, the white sand beach, and the endless ocean. To the South, famous "Cruise Ship Alley" where luxury liners pass at your feet. Just beyond are Fisher Island and Key Biscayne. To the West, the city lights of the Miami skyline and glorious Florida sunsets. To the North, the Art Deco glamour and the neon lights of South Beach. But even with the ever-changing delights of your views, nothing will give you as much continuing satisfaction as the design, the quality, and the painstaking attention to detail in the personal residence you choose here at Continuum On South Beach. But of course, in a setting like this, you would expect nothing less.

At Continuum On South Beach your front lawn leads to a thousand feet of ocean beach. Your private garden is twelve tropical acres of lush gardens, pools and fountains.
Your private tennis club has three championship courts under the palms. Your private spa has a roof-top lap pool and four floors of fitness and treatment rooms.
This is where you walk down to the surf for a massage. A nap in your hammock in the palm grove. A windsurfer on the waves. A cool drink in the shade of your beach umbrella.
This is home.
Where the concierge, valets, housekeepers, gardeners, beach attendants, fitness trainers, tennis pros, and waiters all look after you.
And nobody disturbs the serenity of your private retreat behind these gates. But all you have to do is walk a short way up ocean drive to be in the heart of the most exciting 20 blocks on the planet.
That's South Beach. And this is Continuum. And there's no place like the two of them anywhere else in the world.

To schedule an appointment please call Paul Hansen at 786-586-4778
For More South Beach Condos please visit HansenHomesAventura.com

» Continue reading "The Continuum"

Murano Grande South Beach

Murano Grande Resales

Murano Grande in Miami Beach is one of the newest and most luxurious condo residences in the South Beach neighborhood. Located in the trendy South of Fifth (SoFi) district of South Beach, this waterfront luxury condo complex features the largest and most elegant skyhomes in South Beach.

Buyers who are attracted to the hip and active South Beach location find that the cachet of Murano Grande condo is supreme among the residential addresses South of Fifth Street. Residents are walking distance to great restaurants, cafes, shops and boutiques on South Beach. At home they enjoy extreme ambiance, sleek design, abundant amenities, and breathtaking sunrise and sunset views. Murano Grande is the top of the world in South Beach.

Designed to have three towering tiers with 25, 31 and 37 floors, Murano Grande luxury condos boast an interior of floor-to-ceiling walls of glass bringing in spectacular views of the Miami skyline, beaches and crystal blue waters, and majestic cruise ships as they embark from the Port of Miami. Murano Grande sits at the virtual gateway to South Beach, at the edge of Biscayne Bay. Steps away is the Miami Beach Marina, the place where world-class yachts are docked.

From the designers of the renowned Murano at Portofino, luxury condos at Murano Grande boast nine-foot ceilings in spacious two, three and four bedroom condos. Residents are members of the on-site gym and spa, pool, tennis courts and the Miami Beach Marina. Prices start at around $650,000.

Amenities and other Attractions:

- Dramatic lobby entrance
- Extraordinary porte-cochere entry with 24-hour complimentary valet
- 700 feet of exquisite bay frontage
- Heated bay front swimming pool and spa on a 4-acre site
- Exclusive two-story health and fitness center
- Media and multi-purpose rooms
- Concierge staff and services
- 24/7 security services

To schedule an appointment please call Paul Hansen at 786-586-4778 or visit www.HansenHomesAventura.com

South Beach Pre Construction Condos :

Apogee

South Beach Condos :

1500 Ocean Drive
Bentley Bay
Continuum 1
Floridian
IL Villaggio
Murano at Portofino
Murano Grande
Portofino Tower
South Pointe Tower
Sunset Harbour
The Cosmopolitan
The Courts at South Beach
The Grand Venetian
The Setai
The Waverly
The Yacht Club at Portofino

» Continue reading "Murano Grande"

Aventura Pre Construction Condos

Alaqua (Aventura pre construction condos)
Price Range: $400,000 - $900,000
Stunning architectural details inspired by Mediterranean Europe and revived in dramatic contemporary fashion - this is the scene that awaits your every arrival, when your home is Alaqua. As you drive through the striking entryway, you get a sense of how impressed your guests will be each time they visit you in your new home. Romantic courtyards, meticulously landscaped gardens, marina and waterfront promenade, strikingly elegant common areas - all combine to expand your own private home into a living space that equates to grandeur. Call Paul Hansen 786-586-4778 or click here for more information.

Artech Residences at Aventura (Aventura pre construction condos)
Price Range: $600,000 to over $1,000,000
Artech residences at Aventura will offer unique one and two level townhome style living. Artech will be like nothing else in the Aventura real estate market today. Located on 188th street behind Loehman�s Plaza, Artech is in the middle of what is becoming known as �Downtown Aventura�. The design of the Artech Residences resembles that of a high tech cruise ship. For more information on how to become one of the first to purchase a unit in Artech, please click here or call Paul Hansen at 786-586-4778
Artech is the newest and most exciting new waterfront condo project in Aventura. The Artech Residences will be a step above anything Aventura has ever seen. Imaginatively designed by world famous architect Carlos Ott, this modern and dramatic structure will sit waterfront in the midst of the most talked about and buzzing area of Aventura. Artech will offer limitless amenities that range from a variety of marina slips, to spa and fitness facilities, to access to Le Meridien�s nearby private beach club.

Biscayne Landing (Aventura pre construction condos)
Price Range: $400,000 - 900,000
Biscayne Landing is a $1 billion mixed-used residential community being developed in joint venture with Boca Developers of Deerfield Beach, Florida. The project broke ground in January 2003 and is one of the most significant urban redevelopment projects in South Florida's history.
The Biscayne Landing condominiums are pre construction and scheduled for occupancy in January 2006. The 25- story, bay view property has 2 & 3 bedroom condos for sale. Prices start at $350,000. The condos have water views and range from 1,564 - 2,288 square feet.
Situated on 190-acres in the heart of North Miami, Biscayne Landing will be master planned around a town center and consist of approximately 5,000 condominium apartments. Amenities will include multiple club houses, pools and tennis courts along with a 35-acre park featuring jogging trails, picnic areas, a children's playground and more. The 100,000 square foot town center will feature restaurants and retail stores. Click here for more information.

The Peninsula Phase II (Aventura pre construction condos)
Price Range: $600,000 - 1,500,000
Breath taking views of the Intracoastal water way and the Atlantic Ocean compliment the airy, generously proportionate apartment interiors. Boca Developers combines spacious apartment designs with superior construction and luxury finishes. The two and three bedroom residences range in size from 2000 to 3500 square feet. Kitchen offers top of the line appliances, solid wood cabinets, granite counter tops and center utility island. Marble baths and roomy walk-in closets complete an array of extraordinary features never offer before in Aventura on this scale. For pre construction opportunities, please contact Paul Hansen at 786-586-4778 or click here.

Terzetto (Aventura pre construction condos)
Price Range: $400,000 - $1,500,000
Developed by MerCo Group, Terzetto will have three different styles of living. Condominiums, lofts and villas. There will be a total of 405 units on the project. It is located on a 9 acre parcel just minutes away from the beaches Williams Island and the Aventura Mall. Condos will have a choice of 1,2 and 3 bedrooms, while the lofts and villas will have 2 and 3 bedrooms. Prices will range from the 400's to over 1 million. For floor plans and private viewings please call Paul Hansen at 786-586-4778 or click here.

The Village at Gulfstream Park (Aventura pre construction condos)
Price Range: Not Available
Make way for progress! The famed horse racing track has already been torn down for the most ambitious project Aventura has ever seen. The new track will be ready for the start of next season. This project will be made up of four towers of aprox. 1100 units and 1.3 million square feet of retail and business space. We expect the first building to be released in the next few months. To find out how to get your name on the early reservation list please click here. Please visit HansenHomesAventura.com for more detailed information on this project.

Aventura Condos :

Admiral's Port
Atlantic I @ The Point
Atlantic II @ The Point
Atlantic III @ The Point
Aventura Bay
Bella Mare
Biscayne Cove
Bonavista
Commodore Plaza
Courtyard Homes at the Point
Del Prado
Delvista
Flamenco
Hamptons South
Hamptons West
Harbor Towers
Hidden Bay
Mystic Pointe Towers 100 - 600
North Tower at the Point
One Island Place
Peninsula
Porto Vita
South Tower at the Point
Terraces of Turnberry
The Landmark
The Parc at Turnberry
Turnberry Marina Tower
Turnberry North Tower
Turnberry on the Green
Turnberry South Tower
Turnberry Towers
Villa Dorada
Village by the Bay
Waterview
William's Island
William's Island Med. Village
Yacht Club

The city of Aventura is home to some of the most prestigious condos you will find anywhere in South Florida. The condos of Aventura range from low-rise Mediterranean style, to luxury high rises with every conceivable amenity. Aventura condos range in prices from the low 200�s to well into the millions of dollars.

Aventura is also home to some of the finest pre construction condos. Pre construction project such as Turnberry Village, Artech Residences at Aventura and The Village at Gulfstream Park are great examples. Turnberry Village is being developed by Cabi Developers and Turnberry Associates. Turnberry Village is being built on the last parcel of land on the famed Turnberry Golf Course and will feature a 12,000 square foot club house. Artech Residences at Aventura is another great project brought to you by Edgardo Defortuna of Fortune International. Artech will be on 188th street directly behind Loehman�s Plaza. The Village at Gulfstream Park is the largest project this area has ever seen. With over 1000 condominium units and 1 million square feet of retail and commercial space, this preconstruction project will surely be a homerun!

Aventura features many resale�s of condos also. There is something for everyone in Aventura. You can find small one and two bedrooms at affordable prices. There are also properties in the mid level range that offer full service amenities and great views of the bay and ocean. Then there are the ultra luxurious buildings such as Porto Vita and Residence Du Cap that offer the best of everything.

Aventura Condos are very close to world class shopping and dining. The Aventura Mall and Bal Harbor Shops are just minutes away from all of the Aventura condos. The Aventura Mall is home to great restaurants and department stores such as Bloomingdale�s and Macy�s. Bal Harbor is full of the high end boutiques such as Gucci, Prada and Louis Vuitton. Aventura is home to great restaurants such as Morton�s, Houston�s and P.F. Chang�s as well. Aventura offers something for everyone.

Aventura condos are very centrally located to both Miami and Fort Lauderdale. Aventura is just minutes from either airport or seaport you may chose to depart from. The city of Aventura and all of its wonderful condos also offer a three mile track around the Turnberry Golf Course. You will see people biking, walking, jogging and rollerblading around Country Club Drive straight from their fabulous Aventura condos! What more could you ask for? For more information about Aventura Condos please call Paul Hansen at 786-586-4778 or just click here.

Aventura Pre Construction Condos:

Terzetto
Aventura Marina
The Atrium
Uptown Marina Lofts
The Village at Gulfstream Park

Featured Aventura Condos:

Hidden Bay
Porto Vita
The Point
Village by the Bay
The Parc at Turnberry Isle
Hamptons South
Aventura Bay

www.HansenHomesAventura.com

Aventura Condo Resales:

Admiral's Port
Atlantic I @ The Point
Atlantic II @ The Point
Atlantic III @ The Point
Aventura Bay
Bella Mare
Biscayne Cove
Bonavista
Commodore Plaza
Courtyard Homes at the Point
Del Prado
Delvista
Flamenco
Hamptons South
Hamptons West
Harbor Towers
Hidden Bay
Mystic Pointe Towers 100 - 600
North Tower at the Point
One Island Place
Peninsula
Porto Vita
South Tower at the Point
Terraces of Turnberry
The Landmark
The Parc at Turnberry
Turnberry Marina Tower
Turnberry North Tower
Turnberry on the Green
Turnberry South Tower
Turnberry Towers
Villa Dorada
Village by the Bay
Waterview
William's Island
William's Island Med. Village
Yacht Club

I have been showing units at the Peninsula in Aventura and my clients bought a two bedroom on the 12th floor. I feel that the Peninsula is one of the best buys anywhere in Aventura. Where else can you get a 3000 square foot unit for under $300 a square foot in a full service luxury building? The answer, no where. Even though prices continue to climb at the Peninsula, it is still the best buy around. The Peninsula II (Pre Construction) is in the reservation phase and averages $350 per square foot. Please call Paul Hansen at 786-586-4778 or click here for more information on this and many other Aventura Condos.